The Must-Have Travel Points Credit Cards

Travel points credit cards have always been around. However, with the explosion of travel bloggers, traveling with points has been more accessible and attainable than ever. Unlike cash back credit cards, travel points credit cards don’t give you cash. Instead, they allow you to earn points to a particular rewards program.

A credit card that partners with an airline will earn points for the airline’s reward program, and it’s the same with a card that partners with a hotel. Some cards/banks have their own rewards program that allow you to transfer to airline or hotel partners.

Here’s a short list of some high value travel points credit cards:

Chase Sapphire Preferred

The Chase Sapphire Preferred has long been a “must-have” travel card. They offer a range of travel-friendly benefits like trip protection, no foreign transaction fees, primary car rental insurance, and more. This card also earns points quickly for spending categories like dining and travel.

This card currently has a great sign-up bonus of earning 50,000 Ultimate Rewards points after you spend $4,000 within three months of opening your account.

The Ultimate Rewards program is one of the best rewards program available, as it allows you to transfer your points to several transfer partners, including (but not limited to):

• United Airlines
• British Airways
• Southwest Airlines
• Marriott
• Hyatt

Pros of Chase Sapphire Preferred:

• Can transfer points to a large number of transfer partners on a solid 1:1 ratio
• A lot of travel benefits

Cons of Chase Sapphire Preferred:

• $95 annual fee not usually waived the first year
• This card actually has few cons. It’s one of the best travel points credit cards available.

Apply for the Chase Sapphire Preferred here.